Category Archives: Uncategorized

Endowment policy has been in the market for a very long time. However, long term endowment has only started to surface recently in the market with policy maturing at age 100  or even 120/125. Plans like Prudential Pruwealth, Manulife ReadyBuilder, Etiqa Amplify Flex, Aviva MyLifeSavingsPlan, NTUC RevoGift and AIA Smart Wealth Builder.  A lot ofContinue reading “If you are considering to get Pruwealth or any other savings plan. Read this first!”

Managed Account What is managed account? Managed portfolio of funds, which means you delegate the day to day portfolio re-balancing and implementation decisions to an Asset Manager, once you have selected the investment strategy that suits you. Diversified across multiple fund houses, multiple asset classes, and over hundreds of different securities. No single security willContinue reading “Alternative Fuss Free Investment Choice?”

Patients must bear a minimum 5 per cent co-payment for new Integrated Shield Plan riders, Senior Minister of State for Health Chee Hong Tat announced on Wednesday (Mar 7). The changes in requirements will affect those who will pay for what is known as “full riders”, on top of Integrated Shield Plans. Such riders coverContinue reading “5% co-payment to address over consumption of medical services”

Pros and Cons of doing your own Will for free. You may think that ahhhhaaa, why waste my time and money to engage a professional Will writer when I can just do it myself either by writing in a free Will template form found online or I can use services provided for free e.g OCBCContinue reading “Should I generate my own free Will and testament?”

Hospitalisation premiums have been increasing over the years due to the rising healthcare cost. Unknowingly the premiums have rose to very high amounts and if no one were to add it all up no one will know how much eventually are people paying in total. Below i will show you a table showing the revisedContinue reading “Singapore Integrated Shield Plan Premiums”

It is always good to plan your estate distribution to prevent any conflicts in the family after you have risen up to heaven. Will writing is one of the ways to help you better plan your estate. Here are some misconceptions and myths on Will writing. Myth 1. My spouse will automatically get everything whenContinue reading “Myths on Will Writing”

In Singapore, one out of ten people is a millionaire. But how many of them actually do financial planning? According to survey results from Today newspaper, one in three working Singaporeans have not done financial planning for their future. Many of them are still living paycheck to paycheck without any proper financial planning. A lotContinue reading “Why Financial Planning Is SO Important”

Independent financial advisory consultant are professionals who offer independent advice on financial matters to their clients and recommend suitable financial products from the marketavailable.  The term “Independent Financial Adviser” was coined to describe the advisers working and representing independently for their clients rather than representing an insurance company or bank. Typically an Independent Financial Advisory Consultant will conduct a detailed survey of a client’sContinue reading “What is Independent Financial Advisory and what is the difference?”